First Choice Private Capital

Direct Private Capital for Investors, Builders, & Developers

Areas We Serve

Private lending for real estate investors across New York, New Jersey, and nationwide.

First Choice Private Capital is based in the New York and New Jersey market while helping real estate investors, builders, and developers structure private lending solutions throughout the United States. From DSCR rental loans and fix and flip financing to rehab loans, bridge lending, and ground-up construction financing, our programs are built around investment properties, project scope, borrower profile, and exit strategy.

New York Lending
New Jersey Lending
Nationwide Programs
Business Purpose Loans
Private lending for investment property renovations and construction projects
Regional Strength. National Reach.

Focused in NY & NJ. Lending across the U.S.

First Choice Private Capital works heavily with investors throughout New York and New Jersey, including Long Island, Westchester, North Jersey, Central Jersey, South Jersey, and the greater New York metro area. We also review real estate investment scenarios nationwide for borrowers who need private capital for rental properties, flips, rehabs, new construction, and portfolio growth.

NY
NJ
U.S.
Private Lending Markets

Capital for investors in strong rental, rehab, and construction markets.

First Choice Private Capital serves investors looking for private real estate financing in competitive markets where speed, structure, and flexibility matter. Whether the property is a DSCR rental in Queens, a fix and flip in Bergen County, a gut rehab in Long Island, a construction project in Monmouth County, or a larger investment scenario outside the Northeast, each loan request is reviewed around the property, numbers, borrower experience, and repayment strategy.

New York Areas

New York private lending areas we serve.

Financing options may be available for real estate investors throughout New York, including New York City, Long Island, Westchester, the Hudson Valley, and surrounding investment markets.

New York City

Private lending for investment properties across Manhattan, Brooklyn, Queens, Bronx, and Staten Island.

Brooklyn

DSCR rental loans, bridge loans, rehab financing, and investor-focused property financing.

Queens

Financing for rental properties, multi-family investments, mixed-use scenarios, and renovation projects.

Bronx

Private capital for investor-owned residential and multi-unit property opportunities.

Long Island

Fix and flip, DSCR rental, rehab, and construction financing across Nassau and Suffolk County.

Port Jefferson

Rehab and renovation financing for investors working on Long Island investment properties.

Westchester

Private capital for rental properties, fix and flip projects, bridge loans, and construction scenarios.

Peekskill

DSCR rental loan and two-family investment property financing for real estate investors.

Nationwide private real estate lending and investment financing
Nationwide Private Capital

Flexible lending for real estate investors across multiple markets.

While First Choice Private Capital is heavily connected to New York and New Jersey investment markets, financing scenarios may also be reviewed nationwide for experienced investors, builders, developers, and rental property owners seeking business-purpose real estate financing.

New Jersey Areas

New Jersey private lending areas we serve.

First Choice Private Capital works with New Jersey investors across North Jersey, Central Jersey, South Jersey, the Jersey Shore, and surrounding real estate investment markets.

Jersey City

Private lending for rental properties, value-add investments, and multi-family real estate projects.

Hoboken

Investor financing for high-demand rental properties and real estate investment scenarios.

Newark

Fix and flip loans, DSCR rental financing, and private capital for investor-owned properties.

Garfield

Private capital for two-family, multi-unit, gut rehab, fix and hold, and rental projects.

Fairfield

Financing for tear down rebuilds, construction projects, rehabs, and investor properties.

Morristown

Bridge loans, DSCR loans, and rehab financing for New Jersey real estate investors.

Long Branch

Construction financing, bridge lending, and private capital for larger real estate projects.

Atlantic City

Private lending options for rental, rehab, and investor property opportunities in South Jersey.

Loan Programs By Area

Private lending solutions for investment properties nationwide.

01

DSCR Rental Loans

Rental property financing for investors looking to purchase, refinance, cash out, or grow a portfolio based on property cash flow and investment strategy.

02

Fix & Flip Loans

Short-term private capital for investors acquiring and renovating properties with a clear resale, refinance, or exit plan.

03

Construction Financing

Private lending for builders and developers working on ground-up construction, tear down rebuilds, additions, and larger project scopes.

Private Capital Across Markets

Private real estate lending in NY, NJ, and throughout the United States.

First Choice Private Capital provides private lending solutions for real estate investors, builders, and developers seeking financing for non-owner occupied investment properties. While the company is strongly connected to the New York and New Jersey market, loan scenarios may be reviewed across the United States depending on the property type, borrower profile, project scope, and loan purpose.

Investors in New York and New Jersey often need lending options that can move faster and review the full project more directly than traditional financing. Private lending can be useful for DSCR rental loans, fix and flip properties, bridge loans, rehab financing, construction projects, tear down rebuilds, fix and hold strategies, and cash-out refinance scenarios.

Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming.
Submit A Deal

Need private lending for an investment property?

Share the property location, purchase price, loan purpose, renovation budget, value, borrower profile, and exit strategy to see how the scenario may be reviewed.

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