Projects | First Choice Private Capital

Private capital structured around real investment projects.

First Choice Private Capital works with real estate investors, builders, and developers across a wide range of private lending scenarios, from DSCR rental loans and two-family investment properties to luxury rehabs, tear down rebuilds, multi-unit renovations, and ground-up construction projects.

Financing for smaller scenarios and larger development projects.

These featured projects show the range of scenarios First Choice Private Capital can review. A borrower may need private lending for a roughly $500K two-family DSCR rental loan, a $595K fix and hold, a luxury gut rehab near $895K, a tear down rebuild near $899K, a multi-unit gut rehab over $1M, or a larger ground-up construction loan above $13M. The structure depends on the property, borrower profile, experience, loan purpose, project scope, valuation, and exit strategy.

$13M Loan Amount

Long Branch, NJ Ground-Up Construction

This 14-unit luxury townhouse project represents the larger construction side of private lending. Ground-up construction financing requires a deeper look at the project plan, budget, borrower experience, timeline, valuation, and exit strategy. For builders and developers working on larger residential investment projects, First Choice Private Capital can help review the scenario and determine how the capital structure may fit the project.

$1.3M Loan Amount

Garfield, NJ 8-Unit Gut Rehab

This Garfield, NJ 8-unit gut rehab shows how private capital can support investors working on larger renovation projects. Multi-unit rehab financing may involve acquisition capital, renovation reserves, draw schedules, property condition review, and a clear exit plan. For investors improving income-producing properties, private lending can create a flexible path from purchase to renovation to stabilization.

$899K Loan Amount

Fairfield, NJ Tear Down Rebuild

Tear down rebuild projects require financing that understands both the existing property and the future completed value. This Fairfield, NJ project reflects a scenario where the property strategy goes beyond a standard renovation. First Choice Private Capital can help investors and builders review the numbers behind a rebuild, including project cost, construction scope, borrower strength, and the intended repayment strategy.

$895K Loan Amount

Port Jefferson, NY Luxury Gut Rehab

Luxury gut rehab financing is built around more than the loan amount. The lender has to understand the property, renovation plan, market, finished value, borrower experience, and exit strategy. This Port Jefferson, NY project shows how private capital can support a high-end renovation when the project has a defined scope and a strong investment plan.

Garfield NJ 2 family fix and hold private capital

$595K Loan Amount

Garfield, NJ 2-Family Fix & Hold

A fix and hold project is different from a standard flip because the investor may plan to renovate the property, stabilize it, and keep it as a rental. This Garfield, NJ two-family project reflects a common investor strategy where short-term private capital may help with acquisition and improvement before the borrower exits through refinance or long-term rental financing.

$454K Loan Amount

Peekskill, NY 2-Family DSCR

DSCR rental loans focus on the income potential of the property rather than traditional owner-occupied underwriting. This Peekskill, NY two-family DSCR project shows how rental-focused financing can be used for investors building or holding income-producing properties. For borrowers seeking rental financing, the deal is commonly reviewed around property cash flow, value, lease potential, loan purpose, and long-term hold strategy.

Real estate investment financing for many project types.

First Choice Private Capital provides private lending solutions for real estate investors, builders, and developers seeking financing for non-owner occupied investment properties. Project types may include DSCR rental loans, fix and flip financing, fix and hold loans, gut rehab projects, tear down rebuilds, multi-unit renovations, and ground-up construction financing. Whether the project is a smaller two-family rental scenario around $500K or a larger construction project above $13M, each loan request is reviewed around the full investment picture.

Private lending can be useful when investors need speed, flexible structure, construction or rehab funding, business-purpose financing, or a lending partner that understands real estate investment projects. First Choice Private Capital reviews important factors such as borrower experience, property type, purchase price, renovation budget, current value, after-repair value, loan-to-cost, loan-to-value, DSCR, exit strategy, and overall project feasibility.

These featured projects highlight the range of financing scenarios First Choice Private Capital can help evaluate, from New York and New Jersey rental properties to luxury rehabs, multi-family investment projects, and larger ground-up construction opportunities. The goal is to help investors move from scenario to structure with a clear understanding of the property, the capital need, and the path to repayment.

First Choice Private Capital

Private capital structured around real investment projects.

Long Branch, NJ Ground-Up Construction

Garfield, NJ 8-Unit Gut Rehab

Fairfield, NJ Tear Down Rebuild

Port Jefferson, NY Luxury Gut Rehab

Garfield, NJ 2-Family Fix & Hold

Peekskill, NY 2-Family DSCR

Financing for smaller scenarios and larger development projects.

Long Branch, NJ Ground-Up Construction

Garfield, NJ 8-Unit Gut Rehab

Fairfield, NJ Tear Down Rebuild

Port Jefferson, NY Luxury Gut Rehab

Garfield, NJ 2-Family Fix & Hold

Peekskill, NY 2-Family DSCR

Real estate investment financing for many project types.

Have a project that needs private capital?

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