Terms of Use

Last Updated: May 13, 2026

These Terms of Use govern your access to and use of the First Choice Private Capital website. By accessing, browsing, or using this website, you agree to comply with and be bound by these Terms of Use. If you do not agree with these terms, you should not use this website.

Website Purpose

This website is intended to provide general information regarding First Choice Private Capital, its lending programs, financing solutions, investment property loan scenarios, real estate financing resources, and related services.

Information provided on this website is for informational and business purposes only. Nothing on this website should be interpreted as financial advice, investment advice, legal advice, tax advice, underwriting approval, or a commitment to lend.

No Loan Commitment or Approval

Submission of forms, loan inquiries, pricing requests, property details, or financial information through this website does not guarantee loan approval, financing, funding, loan terms, rates, leverage, eligibility, or closing.

All financing requests are subject to underwriting review, borrower qualifications, property review, appraisal requirements, title review, legal review, lender discretion, market conditions, and applicable federal, state, and local regulations.

Business Purpose Lending

Certain financing programs referenced on this website are intended for business purpose and non-owner occupied real estate transactions only. Financing availability may vary depending on borrower qualifications, entity structure, property type, occupancy status, geographic location, and lender guidelines.

Accuracy of Information

While First Choice Private Capital attempts to provide accurate and updated information, we do not guarantee the completeness, accuracy, reliability, or availability of any information on this website.

Loan programs, rates, leverage limits, product guidelines, eligibility standards, geographic restrictions, and financing criteria may change without notice.

User Responsibilities

By using this website, you agree that any information you submit is truthful, accurate, and complete to the best of your knowledge.

You agree not to use this website for unlawful activity, fraudulent submissions, data scraping, interference with website functionality, unauthorized access attempts, malicious software distribution, or misuse of website content.

Intellectual Property

All website content, including text, graphics, branding, logos, layouts, design elements, custom calculators, written materials, downloadable resources, and website functionality are the property of First Choice Private Capital or its licensors unless otherwise stated.

Website content may not be copied, reproduced, republished, distributed, modified, transmitted, displayed, or commercially exploited without prior written permission.

Third-Party Links and Services

This website may contain links to third-party websites, lenders, software providers, maps, forms, scheduling tools, social media platforms, or external services. First Choice Private Capital is not responsible for the content, availability, security, or practices of third-party websites or providers.

No Warranties

This website and all content are provided on an “as is” and “as available” basis without warranties of any kind, whether express or implied.

First Choice Private Capital disclaims all warranties including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, non-infringement, accuracy, reliability, availability, or uninterrupted website access.

Limitation of Liability

To the fullest extent permitted by law, First Choice Private Capital and its owners, officers, employees, contractors, affiliates, lenders, partners, and service providers shall not be liable for any direct, indirect, incidental, special, consequential, punitive, or other damages arising from or related to:

• Use of this website
• Inability to access the website
• Reliance on website content
• Loan decisions or financing outcomes
• Errors or omissions
• Technical interruptions
• Third-party services or websites
• Viruses or malicious code

Indemnification

You agree to indemnify and hold harmless First Choice Private Capital and its affiliates, owners, employees, contractors, service providers, and partners from claims, liabilities, damages, costs, and expenses resulting from your use of the website, your submitted information, violation of these Terms of Use, or misuse of website content.

Privacy

Your use of this website is also subject to our Privacy Policy. By using this website, you acknowledge and agree to the collection and use of information as described in the Privacy Policy.

Geographic Restrictions

Certain loan programs, services, or financing options may not be available in all states or jurisdictions. First Choice Private Capital reserves the right to limit, restrict, or decline services based on location, licensing considerations, legal requirements, or internal guidelines.

Modifications to Terms

First Choice Private Capital may revise these Terms of Use at any time without prior notice. Updated terms will be posted on this page with a revised “Last Updated” date.

Continued use of this website after changes are posted constitutes acceptance of the updated Terms of Use.

Governing Law

These Terms of Use shall be governed by and interpreted in accordance with the laws of the applicable jurisdiction without regard to conflict of law principles.

Contact Information

First Choice Private Capital
7 Skyline Drive, Suite 350
Hawthorne, NY 10532
Direct: (917) 545-4516
Email: [email protected]