Licensing & Disclosures

Last Updated: May 13, 2026

First Choice Private Capital provides private lending and real estate financing solutions for investors, developers, builders, and business-purpose borrowers. This page contains important legal disclosures, lending notices, licensing information, and general risk disclosures related to the use of this website and any financing programs referenced herein.

No Commitment to Lend

Information provided on this website is for informational purposes only and does not constitute a commitment to lend, financing approval, underwriting approval, loan commitment, or guarantee of funding.

Any financing request remains subject to underwriting review, borrower qualifications, credit review, appraisal review, title review, property eligibility, legal review, market conditions, lender discretion, and all applicable laws and regulations.

Business Purpose Lending

Certain financing programs referenced on this website are intended strictly for business-purpose and non-owner occupied investment properties. Loan products may not be available for consumer-purpose, owner-occupied, or personal-use properties.

Borrowers are responsible for confirming that their intended use complies with applicable laws, regulations, and loan program requirements.

Rates, Terms, and Loan Scenarios

Any rates, leverage examples, loan scenarios, pricing illustrations, estimated payments, construction holdbacks, DSCR examples, ARV assumptions, timelines, or financing structures shown on this website are estimates only and may change without notice.

Final loan terms may vary based on borrower qualifications, liquidity, credit profile, experience, property type, location, appraisal results, construction scope, market conditions, lender guidelines, and other underwriting factors.

State Availability

Financing products and services may not be available in all states or jurisdictions. First Choice Private Capital reserves the right to limit, restrict, or decline lending activity based on state regulations, licensing considerations, underwriting requirements, geographic restrictions, or internal lending policies.

Certain states, counties, municipalities, or property types may be subject to additional review, restrictions, overlays, or ineligibility.

Third-Party Providers

Financing transactions may involve third-party lenders, capital providers, brokers, title companies, escrow providers, appraisers, inspectors, attorneys, servicers, construction consultants, insurance providers, software platforms, or other outside parties.

First Choice Private Capital does not guarantee the actions, performance, availability, or services of any third-party provider involved in a transaction.

Investment and Lending Risk

Real estate investing, construction projects, bridge lending, fix and flip projects, rental investments, refinancing strategies, and development transactions involve risk and may result in financial loss.

Risks may include, but are not limited to:

• Market fluctuations
• Construction delays
• Cost overruns
• Changes in property values
• Interest rate changes
• Title issues
• Zoning or permitting issues
• Liquidity limitations
• Tenant or vacancy risk
• Insurance or casualty losses
• Regulatory changes
• Economic downturns

Past performance, projected returns, estimated ARV figures, or prior project outcomes do not guarantee future results.

Forward-Looking Statements

Certain statements on this website may contain forward-looking statements, including estimated timelines, future project performance, projected property values, estimated returns, anticipated loan structures, market assumptions, or business expectations.

Forward-looking statements involve uncertainties and risks that may cause actual outcomes to differ materially from projected or anticipated results.

No Financial, Legal, or Tax Advice

Nothing on this website should be interpreted as financial advice, legal advice, accounting advice, tax advice, investment advice, or regulatory advice.

Visitors, borrowers, investors, and users of this website are encouraged to consult their own legal, financial, tax, insurance, and business advisors before entering into any financing or investment transaction.

Accuracy of Information

While First Choice Private Capital attempts to maintain accurate and current information, we make no representations or warranties regarding the accuracy, completeness, reliability, availability, or timeliness of website content.

Website content may contain typographical errors, outdated information, technical inaccuracies, or omissions. Information may be updated, revised, or removed at any time without notice.

No Securities Offering

Unless explicitly stated otherwise in formal offering materials, nothing contained on this website constitutes an offer to sell securities, a solicitation of an investment, or a securities offering under federal or state securities laws.

Any investment-related opportunities, if applicable, would only be made pursuant to formal documentation and applicable securities law exemptions.

Website Use

Use of this website is subject to our Terms of Use and Privacy Policy. By accessing this website, you acknowledge and agree to those policies and disclosures.

Equal Opportunity Statement

First Choice Private Capital supports fair and lawful business practices and does not intentionally discriminate on the basis of race, color, religion, sex, national origin, familial status, disability, or other protected classifications where prohibited by applicable law.

Contact Information

First Choice Private Capital
7 Skyline Drive, Suite 350
Hawthorne, NY 10532
Direct: (917) 545-4516
Email: [email protected]