Yes. First-time investors may qualify depending on credit profile, liquidity, property type, renovation scope, and overall deal strength.

Most programs require a minimum 660 FICO score, although stronger credit profiles may qualify for better leverage and loan terms.

No. These are business-purpose loans intended for non-owner occupied investment properties only.

Many projects may qualify for up to 100% of the rehab budget, depending on borrower experience, credit, and leverage guidelines.

Yes. Ground-up construction, additions, expansions, and conversion projects may qualify depending on borrower experience and project details.

Most bridge and fix-and-flip loans are structured with 12 month terms, with extension options potentially available depending on the scenario.

Yes. Foreign national borrowers may qualify with valid passport documentation and eligible visa status.

Common documents include purchase contracts, scope of work, entity documents, track record information, payoff statements, permits, and borrower information.

Financing is available in most states across the U.S., although certain states and submarkets may have additional restrictions.

Mid-construction refinance scenarios may qualify if the project is substantially completed, profitable, and backed by strong borrower experience and credit.

Some rural properties may qualify, although leverage is generally reduced and stronger borrower experience is typically required.